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But if this bit of information means you don't get the job, the employer has credit score report free Knoxville to give you an adverse notice decision. For more on an employer's responsibility under the FCRA, see www.ftc.gov/bcp/edu/pubs/consumer/alerts/alt053.shtm 8. Investigative Consumer Reports: What Will Your Neighbors Say? Can an employer ask my friends and neighbors about me? Yes. Under the FCRA, a background check that includes interviews with "neighbors, friends, or associates" about your "character, general reputation, personal characteristics, or mode of living" is called an "investigative consumer report." (The term "investigative consumer report" has a different meaning under California Law. freecredit report

See www.leginfo.ca.gov, Civil Code §1786.) When credit score report free Knoxville information about you is gathered from interviews, the FCRA requires a separate disclosure. You are also entitled to know the "nature and scope" of an investigative consumer report, but you have to ask. For more on how the FTC staff interprets the term "investigative consumer report" and credit score report free Knoxville other keys topics under the FCRA, visit the FTC web site www.ftc.gov/os/statutes/fcra/index.htm 9. new free credit report How to Prepare for a Background Check credit score report free Knoxville Note: If you are concerned about whether a previous arrest, probation or conviction will show up on a background check, click here. When you know you credit score report free Knoxville are going to be on the job market, take the following steps to reduce the chances that you and/or the potential employer will be "surprised" by information found in the background check process: Some employers are turning to third-party screening companies suchas Social Intelligence to monitor and report on credit score report free Knoxville a potential employee’s social networking activity. free company credit report Understand that if employers themselves monitor your Internet activity, you do not have rights under credit score report free Knoxville the Fair Credit Reporting Act. The Federal Trade Commission investigated Social Intelligence.